Validate that you have the right information before sending money to a Truist account in the US and save money with alternatives. (2024)

Advertiser disclosure

The SWIFT/BIC code for Truist is BRBTUS33XXX. If you're sending money to the US from overseas, you will need to provide this number, plus your recipient's full name and bank account number.

Validate that you have the right information before sending money to a Truist account in the US and save money with alternatives. (1)

Truist uses different SWIFT codes for different banking services. We recommend double-checking to make sure your transfer is going to the right place.

In short, here are our key takeaways when sending or receiving money with Truist:

❌ Don't send money to Truist in the US with your bank

Compare cheaper, faster, and savvier alternatives instead

To see why we recommend most people avoid the bank for international money transfers, select the link below that applies to your situation:

Which Applies to You?

  • 01. I'm overseas, sending money to the US scroll down
  • 02. I'm in the US, receiving money from overseas scroll down
  • 03. I'd like more information about Truist SWIFT/BIC codes scroll down

Sending Money to the US

If you're sending money internationally to a Truist account in the US through your local bank, the transaction will likely be much pricier than it ought to be. —

This is because fixed international bank transfer fees, bad exchange rates, and correspondent banking fees can stack up very quickly. At Monito, we analyzed the cost of sending money with around 50 major banks in eight countries around the world, and we can confidently say that we don't recommend using your bank to send money to the US.

Additionally, bank transfers via the SWIFT network tend to take quite long (between one and five business days on average), meaning they're not a good option if you want to make a speedy transfer.

Fortunately for you, much smarter alternatives exist. Using a digital money transfer provider, not only could you up to 95% in fees compared to the bank, but you'll also be able to send money more quickly to your beneficiary's account at Truist. Compare now on Monito's real-time comparison engine to find the cheapest way to send to any Truist account in the US:

Compare better ways to send money to Truist in the US:

Receiving Money From Abroad

Are you expecting a transfer from abroad and is the sender asking you to provide a Truist SWIFT/BIC code? Then you're likely going to receive less than you should because of the high international bank transfer fees and bad exchange rates that are usually applied by the senders' bank.

For example, a typical foreign bank will charge between 5% and 10% in total fees for sending a $1,000 equivalent to the US. With costs like this, you'd easily receive $50 to $100 less per a $1,000 equivalent sent than you would've had you transferred at the real, mid-market exchange rate.

Luckily, a much better alternative exists to save money when receiving money in the US from abroad. It's called the Wise Account and it's available for both individuals and businesses. Using a Wise Account (available in the US), you'll get local bank account details for 10 different currencies. What's more, you'll be able to send, hold, spend, and receive US dollars and other foreign currency at the mid-market exchange rate with low, transparent fees. This means you'll be able to use Wise to receive money like a local in many countries around the globe, making it an excellent online account for this purpose.

Open your Wise account ❯

or see the full review

Truist SWIFT/BIC Codes

To learn more about Truist SWIFT/BIC codes, take a look at the table below, which breaks things down further for your convenience:

Bank Name

Truist Financial Corporation



SWIFT Branch



214 N Tryon St


Charlotte, NC

Postal Code



United States

Other Branches

📍 Truist Locations

Last updated:14/9/2022

Frequently Asked Questions about SWIFT / BIC Codes

  • What is a SWIFT code?

    A SWIFT code is an alphanumeric code to identify specific banks around the world. It is a type of Bank Identification Code (BIC), and the two terms are often used interchangeably. The SWIFT code, or a variation on it, is an important part of international money transfers. SWIFT codes are often used for international wire transfers and currency exchanges. Learn more about SWIFT codes in our glossary.

  • Where do I find my bank's SWIFT code?

    Normally, the fastest and easiest way to find your bank's SWIFT code is to Google it. Banks themselves often don't make this information all too accessible, but the information is almost always readily available through a quick search online.

  • Do all bank branches have the same SWIFT/BIC code?

    Typically, most banks have the same SWIFT/BIC code across all branches. However, this isn't always the case, and some banks have different SWIFT/BIC codes by individual branch. It's for this reason that it's always a good idea to double-check your SWIFT/BIC code in advance of a money transfer.

  • What does XXX stand for in a SWIFT/BIC code?

    The last three digits of a SWIFT/BIC code represent a specific bank branch. However, when these digits are XXX, this represents that the branch in question is the bank's head office. The last three digits are optional. If omitted, it is assumed to refer to the head office of the bank.

Monito's Guides To Understand SWIFT Codes & Money Transfers

SWIFT Explained Transfer Specialists vs Banks November 22, 2022 - by Byron Mühlberg Find and Compare the Best Exchange Rates September 4, 2021 - by François Briod

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Learn More About Monito

  • Validate that you have the right information before sending money to a Truist account in the US and save money with alternatives. (5)

    Monito is trusted by 15+ million users across the globe.

  • Validate that you have the right information before sending money to a Truist account in the US and save money with alternatives. (6)

    Monito's experts spend hours researching and testing services so that you don't have to.

  • Validate that you have the right information before sending money to a Truist account in the US and save money with alternatives. (7)

    Our recommendations are always unbiased and independent.

Validate that you have the right information before sending money to a Truist account in the US and save money with alternatives. (2024)


How do I transfer money from savings to checking with Truist? ›

Mobile Banking
  1. Sign in to online banking.
  2. Select Transfer & pay.
  3. Select Transfer money & pay Truist accounts.
  4. Select the account you want to transfer money from in “From”.
  5. Select the account you want to transfer money to in “To”.
  6. Select One-time or Recurring.
  7. Enter the amount to transfer.
  8. Select when to transfer.

How to verify an account on Truist? ›

Click Verify account. b. A prompt will be generating requesting you to enter your non-Truist bank's Username and Password. Once this is entered, click Sign in.

What is the Truist $400 promo code? ›

Earn a $400 bonus when you open a new Truist One Checking account using promo code TRUIST400DC24 by June 26, 2024, receive at least one qualifying direct deposit of $500 or more and complete at least 15 qualifying debit card purchases within 90 days of account opening..

What is a Truist online transfer? ›

For companies that make urgent or high value payments, Truist Wire Transfer enables you to initiate domestic and international wire transfers in USD and foreign currency using a web-based portal or with the assistance of a Truist customer service representative.

Does Truist charge to transfer money to another bank? ›

The $3 fee for standard online external transfers to your accounts at other financial institutions will be waived up to three times per month. - No-fee first order any design personal checks (single, duplicate, top-stub, or end-stub) and 50% discount off reorders. Refer to your Truist Investment Services, Inc.

What is the transfer limit for Truist Bank? ›

Wire transfers are limited to a $500,000 rolling 3 business day maximum.

How do I verify funds in an account? ›

Use Your Bank's Online Services:
  1. Log in to your online banking account.
  2. Navigate to the check verification or funds verification section.
  3. Enter the required information from the check, such as the account number and check amount.
  4. Follow the on-screen instructions to complete the verification process.
Jan 31, 2024

How do I verify my account details? ›

This is done through the verification of an identity number (or company registration number) against the bank account number supplied. That the bank account in question is presently open and active. That the bank account in question accepts debit and credit transactions.

What does verify to account mean? ›

Account verification is the process of verifying that a new or existing account is owned and operated by a specified real individual or organization. A number of websites, for example social media websites, offer account verification services.

How to get $300 with Truist? ›

Truist Bank One Checking - $300

Receive a qualifying direct deposit of $500 or more within the first 90 days: Qualifying direct deposits include payroll checks and government benefits payments. Make 15 debit card purchases within the first 90 days: Those transactions must to be posted to your account within 90 days.

What is Truist check credit $100? ›

The $100 Negative Balance Buffer is only available with Truist One Checking and allows eligible clients to overdraw their account up to $100. All eligibility requirements below must be met to initially qualify for the $100 Negative Balance Buffer: Account must be opened for a minimum of 35 calendar days.

How much money do I have to keep in my Truist account? ›

$0 monthly maintenance fee if you: Have any related 1 Truist personal checking account OR. Maintain a minimum daily ledger balance of $300 2, or more OR. Schedule a preauthorized internal transfer of $25 or more per statement cycle OR.

What is Truist bank transfer code? ›

Swift code (8 characters)BRBTUS33
Branch nameTRUIST BANK
Branch address214 NORTH TRYON STREET
Branch codeXXX
3 more rows

What bank is routing number 061113415? ›

BB&T (now Truist) routing numbers
StateRouting number
2 more rows

What money transfer app does Truist use? ›

Eligible small business accounts can send, receive, or request money with Zelle®. To get started, sign in to Truist online banking. On, select Send Money with Zelle®. In the app, select Transfer & Pay, and then select Send Money with Zelle®.

Can I transfer money from my savings account to my checking account? ›

Typically, yes. A federal regulation on the number of outgoing transfers allowed from savings accounts each month has been suspended, but your bank may still have limits.

Why can't I transfer money from savings to checking? ›

For example, one of the primary reasons for a failed money transfer is timing. Therefore, you must ensure that your withdrawal requests are made during business hours. Also, giving the incorrect details of your account makes it harder for you to transfer funds from the savings to your current account.

Can you transfer money from one Truist account to another Truist account? ›

Absolutely. You can transfer money to and from your Truist One Checking account with online or mobile banking, and we'd be happy to help you in a branch.

Can you withdraw money from savings account Truist? ›

per statement cycle. The withdrawal limit fee applies, regardless of the balance, to all withdrawals and transfers made from a Truist personal savings and/or money market account including those made at a branch, ATM, by mail or through any electronic means.


Top Articles
Latest Posts
Article information

Author: Duane Harber

Last Updated:

Views: 5567

Rating: 4 / 5 (51 voted)

Reviews: 90% of readers found this page helpful

Author information

Name: Duane Harber

Birthday: 1999-10-17

Address: Apt. 404 9899 Magnolia Roads, Port Royceville, ID 78186

Phone: +186911129794335

Job: Human Hospitality Planner

Hobby: Listening to music, Orienteering, Knapping, Dance, Mountain biking, Fishing, Pottery

Introduction: My name is Duane Harber, I am a modern, clever, handsome, fair, agreeable, inexpensive, beautiful person who loves writing and wants to share my knowledge and understanding with you.